Insights
What does diversifying my money even mean?
Diversifying your money refers to spreading your investments across different assets or types of investments to help manage risk. The objective of diversification is to reduce risk and optimize returns by not putting all your eggs in one ... Read more.
What tax-smart investment vehicles are available to help pay for our grandchild’s college education?
It’s often challenging for parents to decide how much to fund their children’s college education without sacrificing their own retirement savings needs. Grandparents can help by funding their grandkids college education and easing the burden on parents to decide between ... Read more.
Smart Strategies for Managing Excess Cash: How to Put Idle Money to Work
Sitting on excess cash might feel like a financial safety net, but if that money isn’t strategically allocated, it’s quietly losing value. Inflation, opportunity cost, and idle funds can weaken your long-term financial health. If you're wondering what to ... Read more.
How Retirement Taxes Affect Your Income: Strategies to Minimize Your Tax Burden
Maximize Your Nest Egg with Smart, Tax-Efficient Retirement Planning Here we will break down how different types of retirement income are taxed and share smart tax strategies that can help you preserve more of your ... Read more.
Year-End Tax Planning
The first thing to do is review the goals that you created for the year and see which ones you completed. This is something to celebrate, so give yourself a well-deserved pat on the back! Next, consider the remaining ... Read more.
How do I prepare for health care costs in retirement and what portion will Medicare cover?
Budgeting for health care during retirement depends largely on your age and overall health. However, it is important to plan ahead as the cost of health care will likely increase as you age. According to the U.S. Bureau ... Read more.
