Insights
Financial-Planning.com: What’s the right ratio of U.S. and foreign stocks?
John Foligno shares his take on Financial-Planning.com “Ask an Advisor” (April 13, 2023) Dear advisors, What would be a good allocation between domestic and international stocks? I'm a 36-year-old tech worker in New York City, and I have about ... Read more.
With a pension plan, is an annuity or lump-sum payout better for me?
If you are one of the more fortunate to receive a pension, there may be several different payout options, like a lump-sum payout, and understanding the pros and cons of each can make a significant difference in ... Read more.
Why does my small business struggle with employee retention and what can I do to improve it?
Employees are by far your most valuable asset and retaining them can lead to greater profitability. In fact, research has shown that by focusing on engagement, a business can see over 20% higher profitability[1]. But there are several challenges ... Read more.
I am nervous about making big financial decisions. How can a Financial Planner help?
A comprehensive financial plan can help when making big decisions that will impact your finances. When can I retire? Should I use a windfall to pay off my mortgage early? How much do I need to save to retire ... Read more.
