Insights
How do I know if I am financially ready for retirement?
There is a lot of uncertainty around whether the timing is right to retire and that can often lead to increased stress and anxiety. When determining the amount of retirement income needed, you want to consider your ... Read more.
Year-End Tax Planning
The first thing to do is review the goals that you created for the year and see which ones you completed. This is something to celebrate, so give yourself a well-deserved pat on the back! Next, consider the remaining ... Read more.
How can I reduce my taxes when taking required minimum distributions?
During your working years, contributing to tax-deferred retirement accounts (401(k), 403(b), traditional IRA, SEP IRA, SIMPLE IRA) provided the benefit of not paying income taxes. This allowed for more of your money to grow through compounding. But ... Read more.
Which retirement plan should I select for my small business?
To select the right retirement plan for your small business, you want to begin with what you want to achieve. For instance, if you have employees (or plan to hire) and want to provide retirement benefits to help with ... Read more.
Why can’t I get onto the same page financially with my spouse / partner?
My spouse and I disagreed about how we made money decisions for over 20 years and as the Chief Financial Officer (CFO) of the family, I tried so many things to help her see the way I did. Spreadsheets, ... Read more.
What tax-smart investment vehicles are available to help pay for our grandchild’s college education?
It’s often challenging for parents to decide how much to fund their children’s college education without sacrificing their own retirement savings needs. Grandparents can help by funding their grandkids college education and easing the burden on parents to decide ... Read more.
