Fiduciary Financial Advisor and Tax Preparer in Summit, NJ

Looking for a tax preparer in Summit, New Jersey? Filing your taxes with an experienced financial planner can provide potential tax-saving opportunities. With an eye toward your future, tax planning can offer strategies to help you keep more of what you earned. We not only complete the filing of your tax return but also provide recommendations for ways to reduce your taxable income.

Finding the right tax preparer is a critical decision, but you may not feel completely equipped to start the process. To help, we at Grand Life Financial, a fee-only, fiduciary financial planning and tax preparation firm, offer guidance to help in your decision.

• Year-round guidance, not just seasonal help
• Customized strategies that can lower your lifetime tax burden
• Informed decision-making for tax-efficient investments, retirement distributions, business income, and more
• Improved cash flow through proactive tax-efficient strategies
• Peace of mind, knowing your tax strategy supports your long-term financial goals

Whether you’re an individual with complex income or a business owner navigating multiple tax scenarios, integrating tax preparation and tax planning can result in significant financial benefits.

Click here to schedule a free introductory discussion to begin exploring how you can create a path towards achieving your financial goals.

When it comes to taxes, most people think of what’s due by April 15. But if your only focus is tax preparation, you could be missing out on valuable opportunities to reduce your future tax liability. That’s where tax planning comes in.

Tax preparation is about reviewing the past—it ensures your income, deductions, and credits are accurately reported and compliant with IRS rules. But while it helps you avoid costly errors or penalties, it’s reactive by nature.

Tax planning, on the other hand, is proactive. It looks ahead to your financial future. By aligning your income strategies, investments, retirement accounts, and charitable giving with current tax laws, tax planning helps you minimize taxes over time, and not just for the current tax year.

Financial Planning

Multi-faceted planning goes well beyond managing your investments. We help build a thoughtful plan that’s centered around your goals and values.

Retirement Income Planning
We help you understand the challenges and opportunities before your retirement so that you can achieve the goals of maintaining your desired lifestyle and financial independence while providing the family legacy you’ve imagined.

Advance Care & Long-Term Care Planning

We can help ensure there is a plan in place to fund your medical care needs as you age.

Learn more about Our Difference.

Grand Life Financial is an independent financial planner and tax preparer in Summit, NJ. We offer our clients a relationship uncorrupted by affiliations with big banks or other financial institutions, so we answer only to our clients. We’re compensated by providing advice only. As a fiduciary, we do not receive any commissions and there’s no hidden fees. We believe advisor compensation should be transparent and straightforward. Learn more about our fees here.