Fiduciary Financial Advisor & Wealth Management in Mountain Lakes, NJ

Looking for a financial advisor in Mountain Lakes, New Jersey? Financial planning and investing can help provide you with a clear path towards your financial goals and remove fear and uncertainty around your finances.

Finding the right partner is a critical decision, but you may not feel completely equipped to start the process. To help, we at Grand Life Financial, a fee-only fiduciary financial planning firm, offer some guidance to help in your decision.

What to look for when choosing a Financial Advisor in Mountain lakes

Not all advisors are held to the same standards. Are they a full-time fiduciary or just some of the time? This will influence their recommendations, which may or may not be in your best interest. You’ll want to ask if they receive commissions or financial incentives for recommending certain financial products as well as if they’re limited to selling investment products offered by their company.

Click here to schedule a free introductory discussion to begin exploring how to create a path towards enjoying a grand life!

Questions to ask a prospective Financial Advisor

  • Are you held to a fiduciary standard at all times?
  • Do you accept referral fees from attorneys, accountants, insurance agents, mortgage brokers, or others?
  • Will you offer continuous, ongoing advice regarding my financial affairs, including advice on non-investment related financial issues?

The Importance of Fee-Only

Fee-only is a subtle but very important designation of how a financial advisor is compensated. As a fee-only fiduciary financial advisor in Mountain Lakes, we are legally bound to act at all times for the sole benefit and interest of our clients. This is the highest standard of loyalty, trust and care under the law. As a fee-only firm, we receive payment only for our advisory services in the form of fees paid by our clients. A fee-only structure reduces potential conflicts of interest. In contrast, a fee-based financial advisor in Mountain Lakes, NJ is paid by clients for advisory services and may also receive referral fees or commissions from third-parties to recommend certain financial products and securities.

More than an Investment Manager

At Grand Life Financial, we’re offering more than investing support. We provide comprehensive financial planning that can help you work towards your financial goals:

Financial Planning

Multi-faceted planning goes well beyond managing your investments. We help build a thoughtful plan that’s centered around your goals and values.

Retirement Income Planning

We help you understand the challenges and opportunities before your retirement so that you can achieve the goals of maintaining your desired lifestyle and financial independence while providing the family legacy you’ve imagined.

Business Owner Consulting

We help business owners simplify and organize their business and personal finances that are deeply intertwined. If you’re considering a future sale or transfer of ownership, we have the experience to help you formulate a plan to create a lasting legacy.

Advance Care & Long-Term Care Planning

We can help ensure there is a plan in place to fund your medical care needs as you age.

More about Grand Life Financial

Grand Life Financial is an independent financial advisor in Mountain Lakes, NJ. We offer our clients a relationship uncorrupted by affiliations with big banks or other financial institutions, so we answer only to our clients. We’re compensated by providing advice only. As a fiduciary financial advisor in Mountain Lakes, we do not receive any commissions and there’s no hidden fees. We believe advisor compensation should be transparent and straightforward. Learn more about our fees here.